Everything You Need for Less Than Half the Price

Ramsey SmartTax gives you two easy ways to file your taxes online. With Federal Classic, you get all major federal forms and deductions. And at only $20 more, Federal Premium gives you priority-level support for your questions and more perks.

A comparison table of federal tax filing options between SmartTax and TurboTax. SmartTax Federal Classic ($49.95): Covers basic needs, unemployment, itemized deductions, students, homeowners, investors, and self-employed. SmartTax Federal Premium ($69.95): Includes all Classic features plus one-on-one support, built-in priority support, financial coaching, and one month of ID protection. SmartTax Federal Premium + EveryDollar ($99.95): Adds a premium budgeting app to Premium features. TurboTax Free ($0): Only covers basic needs. TurboTax Deluxe ($79): Adds itemized deductions. TurboTax Premium ($139): Adds investors, homeowners, and self-employed support. Overall message: SmartTax offers the same or more features at lower prices.
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Need a state return? Ramsey SmartTax can do that too. The cost to file a state return is $49.95 whether you choose Federal Classic or Federal Premium.

Here's how Ramsey SmartTax can be less than half the price of the other guys: Let’s say you have investments or self-employed income/expenses to claim and you want to file your federal tax return online. These types of filings are included with Ramsey SmartTax Federal Classic—while you’d need the Premium version of TurboTax® for those filings. If you crunch the numbers using the current list prices for those two products as of October 1, 2025, you’ll get the estimated savings. We do our best to stay on top of the current list prices, features and savings, but there’s always a chance details may not be exact as of today’s date. We recommend you do your own research to choose the best product for your situation. Ramsey isn’t affiliated with TurboTax.
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